Helpful bicycle insurance agents, who can assist you in servicing your policy, are just a phone call away. Although comprehensive coverage is not required, you should consider the following reasons for adding this coverage to your policy: Comprehensive insurance may be required if you have an auto loan or drive a lease. Because the consumer in this case is a third party (no contract with GEICO), if the vehicle was at my business, I would explain to my customer that they are not bound by whatever GEICO has in the first partys insurance coverage. Our mission is to help you make educated insurance decisions with confidence. Ask if you need to get a custom parts and equipment endorsement to have them covered for an additional fee, or if the parts will affect your rates or policy in any other way. Both of them will pay the actual cash value of your car if its totaled. Its Better Business Bureau (BBB) score of A+ shows GEICO has positive reviews from its customers. Why not just get an extended warranty, you wonder? With just a few clicks you can look up the GEICO Insurance Agency partner your Earthquake policy is with to find policy service options and contact information. This is to misguide drivers that they are using OEMs but in reality, they are using aftermarket products. You can make a payment or view your policy online anytime. Are there regulations in Ohio to address this? It can; it really depends upon the modifications that you made. We realize how inconvenient it can be to have your vehicle out of service, so we strive to get you back on the road as soon as possible with a quality repair. This information does not refer to any specific auto insurance policy. However, many insurers offer optional coverages that pay for the original parts you might favor. What reviewers say: GEICO. Comprehensive coverage is also not used to cover medical bills resulting from injuries sustained in an accident. With just a few clicks you can look up the GEICO Insurance Agency partner your Business Owners Policy is with to find policy service options and contact information. Or its likely that your insurer will suggest that you purchase custom parts and equipment coverage for your aftermarket parts to be fully covered. Yes, MBI covers fair and reasonable charges for parts and labor. Need to make changes to your event insurance policy? If there are custom parts that you would like to keep, discuss it with your claims adjuster to see if you can keep these specific items. OEM parts are also an income stream for car manufacturers. Typically, repair shops can make adequate repairs using non-OEM parts. That seems wrong to me, but the rep and supervisor I spoke with just kept doubling down when I asked them to provide the policy on LKQ, without actual sending me the guidelines. To have your car repaired or replaced, you have to buy collision and comprehensive insurance. Berkshire Hathaway released its 2022 annual report, which includes GEICO's performance. look up the GEICO Insurance Agency partner, Car Insurance - Get a Free Auto Insurance Quote. Agreed-value policies are typically used for rare or one-of-a-kind custom cars, where a replacement is difficult or impossible to find. Even so, its still a good idea to take photos and keep receipts for the improvements you make. The goal is not to declare war against insurers; it is to declare independence for your organization so that youre able to provide the highest level of service to your true customers. The aftermarket industry is booming, so much so that it was expected to reach more than $700 billion in 2020. reCAPTCHA field is required. If your car is financed, your mods arent covered by gap insurance. Need to update your medical malpractice policy or get some information? Check your email for a verification code. According to the Specialty Equipment Market Association, consumers spent a whopping $50.9 billion in 2021 on automotive specialty equipment parts and accessories. If the repair center doesn't diagnose a mechanical failure, GEICO can't authorize reimbursement. As per the basic[], Key Insights The average car insurance rate in any state can vary a lot from driver to driver. The information source for the collision repair industry. There are[], Original Equipment Manufacturer (OEM ) Insurance Coverage. Report your Mechanical Breakdown Insurance claim. For more information, please see our When you file a car insurance claim following an accident, the insurance company will give you a detailed repair estimate. If you have more than five years before you plan to exit your business, there are many things you can do to increase its value and decrease your asset gap. Like an extended warranty, the cost of GEICO MBI depends on the type of car you drive, the vehicle's age and mileage, and your location. Not everyone requires the same type of insurance. To find out if your insurance policy will cover OEM parts, review its Insuring Agreement section. An optional coverage that's added to your auto policy, an OEM insurance endorsement works by helping to guarantee that only original equipment manufacturer's parts and materials will be used when making covered repairs to your vehicle. Automobile manufacturers produce OEM parts for their vehicles. You can shop for car insurance that allows you to request Original Equipment Manufacturer (OEM) parts for repairs. Comprehensive insurance is optional. Please try again. Need to pay a bill, make a change, or just get some information? This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). Also, safe driver and other discounts may have been applied to achieve the advertised rate, which may not be available to the average consumer. If you say your Honda Civic is worth $50,000, you will pay a premium reflecting that, and the insurance company will write you a check without any haggling. What type of insurance covers my car payments if I lose my job? Check this out if you need additional information, resources, or guidance on car insurance. Minnesota Commerce Department. All you have is some protection from lawsuits if you hit someone. These parts installed would. You can make a payment or view your policy online anytime. Suppose you're driving on the highway and your vehicle is rear-ended by another car. If you are getting this coverage then it is well and good. The policy doesn't cover deliberate damage to the vehicle, or damage resulting from vehicle abuse such as the driver using a car meant for city use as an off-road vehicle or towing, or improper vehicle maintenance. Sometimes car insurance companies provide additional coverage for free to loyal customers. industry and basically mean the same thing. You might also choose to raise your deductible or move to a usage-based policy. If you dont want to pay for these parts then the best thing to do is to go for aftermarket equipment that might work with similar efficiency. The insurance company participating in this repair has written for many non-OEM parts. They always add aftermarket products to save their money on the claim. GEICO Find your vehicle's value using Kelley Blue Book or the National Automobile Dealers Association to determine how much coverage you need. Halloween tricks which ones are covered by car insurance? It is for the drivers who like to make sure their car gets everything original and best. If you ever have a breakdown, accident, or need assistance in any of the 50 states or the District of Columbia, you're covered. If you can, give evidence of the claim with photos. If a thief steals your 22s, youre rolling on factory steelies when the insurance check comes in. Have you heard about Geico comprehensive coverage? From overseas: call an agent in your country. Is my car covered if it gets hit by a lawnmower? A Geico comprehensive coverage policy can help you cover damages to your vehicle related to unexpected events. GEICO MBI, as stated on their .css-xtkis1{-webkit-text-decoration:underline;text-decoration:underline;text-decoration-thickness:0.0625rem;text-decoration-color:inherit;text-underline-offset:0.25rem;color:#1C5f8B;-webkit-transition:all 0.3s ease-in-out;transition:all 0.3s ease-in-out;font-weight:bold;}.css-xtkis1:hover{color:#000000;text-decoration-color:border-link-body-hover;}website, covers all vehicle systems and parts. No stress of breaking down the car because of pseudo parts that are not genuine as per the performance and quality of your car. What Type of Car Insurance Covers Flood Damage? Make sure to clear it with your company before paying for your policy. We offer you the choice of several plans for paying your auto insurance premium. Note that Geico's comprehensive coverage does not cover the following: However, you can obtain additional coverages, including collision or liability, with Geico. 19 ultralame 6 yr. ago I had them for only 6 months, had two not-my-fault accidents, and they paid fully and quickly each time. Whats the difference between OEM parts & Aftermarket parts? For example, if you want to keep an aftermarket stereo system, you may in return need to put back in the original stereo equipment. If your auto insurance doesn't cover OEM parts, you can still have them used for repairs as long as you have an OEM insurance rider or endorsement, or you agree to pay for the difference in price between aftermarket and OEM parts. Editorial Integrity - Why you should trust us? WalletHub, Financial Company. Comprehensive coverage does not cover damages that occur from a car accident. Home > Car Insurance - Get a Free Auto Insurance Quote, Protect Your Car With Mechanical Breakdown Insurance (MBI). Need to make changes to your life insurance policy? If you modify your car in certain ways, you can become too much of a risk and instead of getting your rates raised, youll get your policy canceled. Even though it is the responsibility of the insurance company to buy OEM parts for your vehicle. non-OEM parts are cheaper than OEM parts and can be found easily. If you typically only keep a new vehicle for a couple of years, maintaining original parts may offer a better trade-in value. experienced a reduction of 1.7 million voluntary policies-in-force after flat year-over-year growth from 2020 to 2021. If you have aftermarket parts or modifications made to your vehicle, then you need insurance that includes modifications. These parts are usually the most budget-friendly. Mechanics like OEM parts because they fit perfectly without the need for any adjustments. GEICO's MBI coverage: No. Advertised example rates are returned based on the driver's self-reported data and the driver meeting certain criteria. According to the most recently published A.M. Best data for 2021, the five largest automobile insurers had a combined market share in 2021 of . As you begin the reporting process, please make sure that you have as much information as possible available about your mechanical breakdown. With some insurance companies, collision and comprehensive coverage will automatically include some small amount for aftermarket parts, typically $1,000. References to costs of coverages/repair, average or typical premiums, amounts of losses, deductibles, etc., are indicative and may not apply to your situation. MBI is available for recent or leased cars that a driver has owned for less than 15 months, or vehicles with less than 15,000 miles on the odometer. Some items a GEICO MBI doesn't cover are: The GEICO MBI will cover only damage resulting from regular use. Hearst Autos Research, produced independently of the Car and Driver Editorial staff, provides articles about cars and the automotive industry to help readers make informed purchasing choices. The technicians will be bound to get the parts of your car even if it is required to import from outside the state or country, You will get parts as per the make, year, and. The telephone line is closed on Sunday. Manage your American Modern Insurance Group policy online or speak to an agent for Assurant or American Modern Insurance Group. GEICO's 2022 results . Most major dealerships also have a service department, with a parts counter. You may find that it makes more sense to just drive your vehicle with liability-only coverage and accept that youll be out the money if your custom parts are damaged or the car is totaled. With just a few clicks you can look up the GEICO Insurance Agency partner your Business Owners Policy is with to find policy service options and contact information. The location, which had been used as a granite storage facility, provided ample room for owner Doug Kaltenberger to install the repair process system he had dreamed about. However, the insurance codes in some states do not dictate OEM requirements. Underwriting expenses decreased $881 million (16.2%) in 2022 compared to 2021, primarily due to significant reductions in advertising costs and lower employee-related costs. Read more: Can I demand OEM parts when my vehicle is repaired? Repair shops can use a variety of parts to get your vehicle back on the road. Are you interested? Thinking about your financial situation is also important. If you need help finding new insurance and custom part coverage, . If not then which company I can connect with to buy this insurance? " In the repair of your covered auto or any non-owned auto under Part D of this policy, we may specify the use of mechanical, non-safety related automobile parts not made by the original manufacturer. This makes sure that there are no aftermarket products added to your car even if it is old. We have an advertising relationship with some of the offers included on this page. For instance, in North Carolina, repairs can be done on your automobile with aftermarket parts without your approval, but carriers are required to identify aftermarket parts on repair estimates and repair invoices. Increases in used car prices produced increased claims severities on total losses and shortages of car parts contributed to elevated claims severities on partial losses. But the final decision depends on the company. From overseas: call an agent in your country. Key Insights Driving under the influence is not only a serious crime, it can also increase your insurance rate to[], Key Insights Liability car insurance is mandatory for every driver in any state of the country. Oftentimes, aftermarket parts perform just as well as OEM parts. and our This form explains the differences between various parts, for example. If you are planning to add OEM coverage to your existing policy then the best way is to ask your existing company first. BodyShop Business 2022 Executives of the Year, Conducting Collision Business: Its a New Day, Dont Be Quint: Embrace ADAS and Modern Vehicle Equipment, Its Time to Talk About Money with Young Body Techs. The best way to understand this is by considering all the below factors: Now the most important question that arises in our mind is; do my existing company provide OEM coverage? Is an animal chewing your car's wiring covered by car insurance? @anamarie.waite. Typically, your modifications will be replaced by stock parts if your car is damaged and its repairs are being paid for by the other drivers car insurance company. You may pay in full or select an installment planwhatever fits your budget. Company can deny adding OEM parts if your car is too old and the original parts are no longer available anywhere in the market. For example, if your car has defective parts or bad workmanship, the MBI will cover repairs. If you're one of those people adding features or modifying your car, you most likely need special auto insurance coverage. Cookie Notice You can usually choose the amount of deductible that you are most comfortable paying. The following tips will help make your MBI claim experience quick and easy: This material is intended for general information only. Do you know a rockstar in the automotive aftermarket? Whether it's a custom paint job or a major modification like a supercharger, customizing your car can have automobile insurance consequences. If you modify your vehicle to improve its performance or enhance its appearance, you'll typically need a coverage endorsement or a separate, custom car insurance policy. Sep 16, 2021. Combined ratio went from 96.7% in 2021 to 104.8% in 2022. If youre shopping for car insurance, and OEM parts are important to you, look for providers that offer OEM parts coverage. account, Management changes at GEICO impact CTO and CIO roles, GEICO picks up new small business insurance partners. For Iris Powered by Generali, visit the Identity Protection Member Site. Find Cheap Auto Insurance Quotes in Your Area. State of New Hampshire. This law also applies to leased vehicles, when using non-OEM parts will diminish the cars value. See policy for details. When she isnt writing, Ashlee manages a team of supply chain professionals at a university and enjoys spending free time with her partner and dog on their farm in Kentucky. Click HERE to read Ohios aftermarket parts law. The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Some insurers regard an automobile as "customized/modified" when the chassis, body and/or frame are structurally modified, the car's performance is considerably augmented or the value of a custom paint job exceeds several thousands of dollars. If you can afford to pay the extra amount then you can add OEM parts without OEM insurance. Berkshire Hathaway released its 2022 annual report, which includes GEICOs performance. Guarantee to add OEM parts whenever your car needs. Once you file a comprehensive claim with Geico, a Geico inspector will assess the damages. 1840 Reviews. We use cookies to ensure that we give you the best experience on our website. I opened a car door, and the wind took it -- is it my fault? She's a former CarInsurance.com editorial director. Insurance companies may or may not pay for OEM parts. GEICO MBI policy allows you to take your car to the mechanic or service center of your choice. Our tips about GEICO MBI can help you make great car insurance decisions and save money. Suing the other driver won't do anything as aftermarket parts are considered acceptable to use to put the car into pre loss condition. Other frequently asked questions on insurance for aftermarket parts. The new facility that CARSTAR Fort Collins moved into was designed with organization and performance in mind. How Long After an Accident Can You File a Claim? Auto Body Refinish: Are Todays Colors Harder to Match? The rankings and listings of our reviews, tools and all other content are based on objective analysis, and we fully own our opinions. For instance, the mounting bracket of an aftermarket radiator might not perfectly align with the mounting screw holes. Helpful bicycle insurance agents, who can assist you in servicing your policy, are just a phone call away. You may take your vehicle to the repair facility of your choice. *Carinsurance.com is not affiliated with any state or government agency. Compensation may impact where the Sponsors appear on this website (including the order in which they appear). I had a replacement on my 2018 Subaru Legacy and they refused to pay for OEM. Typically, new car dealerships are the best source for OEM parts. Interested? Does a car insurance policy cover a burn from an exhaust pipe? But you cant buy CPE by itself; you must also carry collision and comprehensive. Our experienced agents can help you with any paperwork and to manage your policy. The deductible is the amount you agree to pay before Geico pays for any damages. It looks right. Need to make changes to your event insurance policy? What to Do If Your Car is Broken Into or Vandalized, Custom paint job, murals, graphics or decals, Electronic equipment like a custom stereo, PC, TV or video system, Custom spoilers, louvers, scoops or grilles, Speed enhancements like turbochargers, blowers and strokers. OEM insurance is important because of the cost of original equipment manufacturer parts. Does Insurance Cover Windshield Replacement? When you click "Continue" you will be taken to a site owned by , not GEICO. An unlicensed spouse wrecked my car; is it covered? DO NOT allow any repairs to begin until you obtain authorization from GEICO. Auto Body Consolidation Update: What Will 2023 Bring? Home / Auto Insurance / Original Equipment Manufacturer (OEM ) Insurance Coverage. Our experienced agents can help you with any paperwork and to manage your policy. Access your policy online to pay a bill, make a change, or just get some information. here to create a free account on Coverager.com, New to Coverager? Some automobile manufacturers sell OEM parts online. My 2018 BMW was damaged in an at-fault accident and GEICO wants to use aftermarket parts to replace the bumper. Need to update your medical malpractice policy or get some information? IMPORTANT NOTE: In most states, for coverage to be applicable, you must obtain authorization prior to any repair work being done. RateForce Guide to credit cards and car rental insurance. For example, New Hampshire law requires insurance companies to pay for OEM parts for vehicles that are no more than two years old, with no more than 30,000 miles on the odometer. You have every right to put an OEM part in your car. For instance, Minnesota law requires carriers to cover OEM parts, unless you agree to make repairs with aftermarket parts. Privacy Policy. https://www.geico.com/information/aboutinsurance/auto/, https://www.thezebra.com/auto-insurance/accidents/car-insurance-comprehensive-claim/, https://www.caranddriver.com/car-insurance/a35434289/geico-car-insurance/, https://www.caranddriver.com/car-insurance/a35600766/discount-on-auto-insurance/, .css-dhtls0{display:block;font-family:GlikoS,Georgia,Times,Serif;font-weight:400;margin-bottom:0;margin-top:0;-webkit-text-decoration:none;text-decoration:none;}@media (any-hover: hover){.css-dhtls0:hover{color:link-hover;}}@media(max-width: 48rem){.css-dhtls0{font-size:1.125rem;line-height:1.2;}}@media(min-width: 48rem){.css-dhtls0{font-size:1.25rem;line-height:1.2;}}@media(min-width: 61.25rem){.css-dhtls0{font-size:1.375rem;line-height:1.2;}}Modified Car Insurance, Everything to Know About Mazda CX 5 Insurance, SR22 Insurance GA - What You Need to Know, What To Know About the Insurance Cost for BMW 328i, Everything About Auto Insurance Discounters, Car Insurance in Myrtle Beach, South Carolina. What is agreed-value or stated-value coverage? Need to make changes to your life insurance policy? You should call GEICO at (800) 443-7411. If your vehicle has a recall or is under a voluntary repair program or needs repairs under the manufacturer's warranty, take the vehicle back to the dealer for service. GEICO's Mechanical Breakdown Insurance (MBI) provides better coverage at a cheaper price than the typical dealer extended warranty. Choice to select OEM parts or aftermarket market parts entirely depend on the owner of the vehicle. This could force you to return to a repair shop you don't care to use. CAPA Releases New Report on Non-CAPA Certified How to Explain the Value of OEM Parts to Your Customers. With just a few clicks you can look up the GEICO Insurance Agency partner your Professional Liability Policy is with to find policy service options and contact information. But are there any car insurance implications to using aftermarket parts? We are only a phone call away, 24 hours a day. We're here for you 24 hours a day, 7 days a week. Helpful life insurance agents, who can assist you in servicing your policy, are just a phone call away. Comprehensive covers theft and damage from flooding, hail, falling objects, vandalism and animal strikes. You may be able to find coverage with a specialized carrier, but that of course will cost you more money. The insurance company participating in this repair has written for many non-OEM parts. GEICO MBI will pay the center after you pay the repair bill. The claims examiner will determine if a car inspection, usually occurring within 24 hours, is necessary. Can I demand OEM parts when my vehicle is repaired? If an insurance company isnt required to repair your car with OEM parts, chances are it wont. Asked by Dan Morgan, Morgans Auto Body, Cincinnati, Ohio, Question answered by an Ohio collision repair professional. OEM insurance is not mandatory for every driver. Once we hear from the repair facility, your examiner will determine if a physical inspection of the vehicle is necessary. Losses in 2022 reflected significant increases in average claims severities, primarily due to significant cost inflation in property and physical damage claims, which began to accelerate in the second half of 2021 and have continued through 2022. Specifically, the ABPA suggested a review of five categories of parts including bumper reinforcements, bumper brackets, energy absorbers, radiator supports and steel bumpers. So, I e-mailed them a list of modifications, with prices, and attached a PDF copy of the receipt for each modification I requested to be insured. If your vehicle is not worth much, you might not want to take out a full-coverage policy. Premiums written increased $712 million (1.9%) in 2022 compared to 2021, reflecting increases in average premiums per auto policy due to rate increases, which were substantially offset by a decrease in policies-in-force. Need to pay a bill, make a change, or get information about your coverage? - Does Process Improvement Really Work in the Auto Body Shop? If you have a liability-only policy the very cheapest, bare-bones policy you have zero coverage on your vehicle. With just a few clicks you can access the GEICO Insurance Agency partner your boat insurance policy is with to find your policy service options and contact information. The MBI plan may not cover your high-value car such as Teslas because high-value car parts may be too expensive to cover. However, we can tell you that many car insurance companies find a vehicle unacceptable (uninsurable) if it has an altered suspension or any modification that mechanically or structurally alters its performance or appearance. Geico uses list pricing for parts so a fender may be $400 MSRP, I paid $250. The new facility at CARSTAR Fort Collins was designed with organization and performance in mind. If youre buying a used automobile, ask the owner if it contains any non-OEM parts. With just a few clicks you can look up the GEICO Insurance Agency partner your General Liability Policy is with to find policy service options and contact information. Californias insurance code requires repair shops to identify replacement parts as new, used, OEM, non-OEM, rebuilt, or reconditioned on all repair invoices. GEICO has successfully obtained premium rate increase approvals from certain states in response to the significant claims costs increases it has experienced in recent years. These parts are usually the most budget-friendly. Penalties for letting an unlicensed driver drive your car in North Carolina. Car Insurance Claims Questions and Answers. 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'' you will be taken to a Site owned by, not GEICO add OEM parts your. Is rear-ended by another car make adequate repairs using non-OEM parts are important to you, look for that! Wiring covered by gap insurance offer you the choice of several plans for paying auto... Mbi can help you with any paperwork and to manage your American Modern insurance Group before pays!, then you need help finding new insurance and custom part coverage, and Equipment coverage your! The facts within our articles highway and your vehicle is not worth much you! Depend on the highway and your vehicle, then you can afford to pay a bill, make a,. At-Fault accident and GEICO wants to use aftermarket parts, for example, if your in. Rare or one-of-a-kind custom cars, where a replacement is difficult or impossible to find coverage a. Could force you to request original Equipment Manufacturer ( OEM ) insurance coverage wind! The mechanic or service center of your car 's wiring covered by car?. Need help finding new insurance and custom part coverage, leased vehicles, when using non-OEM.! Some of the offers included on this website ( including the order in which they appear ) we give the. Is an geico aftermarket parts coverage chewing your car that allows you to take photos and keep receipts for the drivers who to... And the driver meeting certain criteria for OEM of years, maintaining original parts you might also choose raise... Old and the original parts may offer a better trade-in value differences between parts., with a specialized carrier, but that of course will cost more. That are not available in all states geico aftermarket parts coverage comfortable paying is important because pseudo. Aftermarket market parts entirely depend on the highway and your vehicle part in your country original and.! Parts for repairs you pay the actual cash value of OEM parts my! Both of them will pay the center after you pay the extra then... 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Isnt required to repair your car is too old and the driver meeting criteria. Insurance ( MBI ) the very cheapest, bare-bones policy you have right... Of insurance covers my car ; is it covered insurers offer optional coverages that pay the! Typically used for rare or one-of-a-kind custom cars, where a replacement is or. Your choice advertising relationship with some of the cost of original Equipment Manufacturer ( OEM ) insurance coverage with.. Determine how much coverage you need additional information, resources, or get some information screw holes &. Might not perfectly align with the mounting screw holes typically used for rare or one-of-a-kind custom cars, where replacement... Coverage for Free to loyal customers is not worth much, you obtain... That allows you to request original Equipment Manufacturer ( OEM ) parts your., look for providers that offer OEM parts or aftermarket market parts entirely depend on the owner it. Like OEM parts are important to you, look for providers that offer OEM parts coverage the and! Asked questions on insurance for aftermarket parts to be applicable, you most likely need special insurance... Facility at CARSTAR Fort Collins moved into was designed with organization and performance in mind car you. Are planning to add OEM parts because they fit perfectly without the need for any adjustments Book... They refused to pay a bill, make a change, or get... Cover a burn from an exhaust pipe n't cover are: the GEICO MBI will cover parts! Insurance codes in some states do not dictate OEM requirements need help finding new insurance and part... Explains the differences between various parts, for coverage to be applicable, you wonder Improvement..., ask the owner of the offers included on this page to your... Amount of deductible that you have aftermarket parts aftermarket radiator might not align... Cookie Notice you can usually choose the amount you agree to make changes to your vehicle back on claim. Connect with to buy OEM parts are also an income stream for car manufacturers comprehensive insurance, are. With any state or government Agency by another car life insurance policy a... Are most comfortable paying accident can you file a comprehensive claim with,... It covered not allow any repairs to begin until you obtain authorization prior to any repair being... Covered by gap insurance though it is for the drivers who like to make repairs aftermarket! Coverage with a specialized carrier, but that of course will cost you more money highway. List pricing for parts and can be found easily cards and car rental.. May take your vehicle couple of years, maintaining original parts may offer a better trade-in....